Credit Manager-Commercial Vehicle (Vadodara)
IDFC FIRST Bank · Vadodara
- Experience2–6 yrs
- SalaryNot disclosed
- Work modeonsite
- Posted29 Sept 2026
About IDFC FIRST Bank
IDFC FIRST Bank is hiring in Vadodara in financial services. This role looks for around 2+ years of experience.
Skills
- commercial vehicle lending
- credit underwriting
- credit policy
- risk management
- portfolio management
The role
A credit manager at a commercial vehicle lending bank underwrites vehicle and equipment loan proposals, establishes customer creditworthiness, and manages credit portfolios using credit policy and risk management.
Full job description
Job Requirements
Job Requirements
Role/ Job Title: Credit Manager-Commercial Vehicle
Function/ Department: Retail Underwriting
Job Purpose:
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
Responsible for underwriting CV &CE; proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes.
Conduct personal discussion with customers to establish credit worthiness.
Secondary Responsibilities:
Portfolio Management.
Managerial and Leadership Responsibilities:
Drive co-operation with the Sales, technology, analytics, and risk teams to ensure smooth functioning of business.
Partner with Policies team to ensure all decisions are taken within the prescribed framework.
Education: Any Graduate
Experience: 2-5 years of relevant work experience. .