Process Lead - Retail Operations RCC Recon

IDFC FIRST Bank · Thane

  • Experience4–5 yrs
  • SalaryNot disclosed
  • Work modeonsite
  • Posted30 Sept 2026

About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Thane in financial services. This role looks for around 4+ years of experience.

Skills

  • banking operations
  • reconciliation
  • compliance frameworks
  • process improvements
  • audits
  • vendor relationships
  • digital initiatives

The role

A banking operations lead at a financial services company manages banking operations, reconciliations, and compliance frameworks, optimizing process improvements and coordinating audits. Vendor relationships and digital initiatives support controlled service delivery and team capability.

Full job description

Job Requirements

About the Role

The Process Lead – Retail Operations RCC Recon plays a pivotal role in managing and enhancing daily reconciliation, compliance monitoring, and control processes within the Recon, Compliance & Controls function. This role involves overseeing operational activities, optimizing processes, and ensuring adherence to regulatory and internal standards. The incumbent will also lead a sub-unit, contribute to audits, and act as a subject matter expert in their domain.

Key Responsibilities

Primary Responsibilities

Oversee and manage operational activities including reconciliations, process controls, transaction processing, account management, and customer service operations.Ensure efficient and compliant delivery of banking services in line with regulatory standards and internal policies.Lead a sub-unit to ensure smooth execution of operational tasks, including task allocation, team management, and process optimization.Manage internal and external audits and regulatory data delivery across verticals.Identify and implement process improvements to enhance efficiency, reduce operational risk, and improve customer experience.Maintain and update Standard Operating Procedures (SOPs) across sub-units.Liaise with departments such as Risk, Compliance, and IT to ensure operational alignment and seamless service delivery.Act as a subject matter expert for the managed area.Prepare and present reports on operational performance, risk, and process improvements to senior management.Manage vendor relationships for outsourced services, ensuring adherence to SLAs and quality standards.Contribute individually to managing complex processes and digital initiatives.

Secondary Responsibilities

Collaborate with Product, Compliance, other bank stakeholders, and external partners.Handle regulatory, internal, and risk audits.Act as the second-level escalation point for the sub-unit.

Managerial and Leadership Responsibilities

Train and mentor team members to build operational capability.Conduct regular monitoring and provide constructive feedback to the team.

What We Are Looking For

Education

Graduation: Graduate in any discipline from a recognized institution.Post-graduation: Postgraduate in any discipline from a recognized institution.

Experience

Minimum 4 years of relevant experience in banking operations, reconciliation, compliance, or related functions.

Skills and Attributes

Strong leadership and team management capabilities.In-depth understanding of banking operations and compliance frameworks.Excellent analytical and problem-solving skills.Effective communication and stakeholder management.Ability to drive process improvements and manage audits.Proficiency in managing vendor relationships and digital initiatives.