Unit Manager - Risk
Bajaj Finance · Pune
- Experience3–4 yrs
- SalaryNot disclosed
- Work modeonsite
- Posted24 Sept 2026
About Bajaj Finance
Bajaj Finance is hiring in Pune in financial services. This role looks for around 3+ years of experience.
Skills
- risk analytics
- credit portfolio performance
- SQL
- data management
- stakeholder management
The role
A risk manager at a financial services company analyzes credit portfolio performance, SQL data flows, and risk analytics to guide portfolio decisions and improve management information systems. The role also applies data management and stakeholder management to coordinate policy, model, and process changes.
Full job description
Job Purpose
This position is open with Bajaj Finance ltd.To help in day to day risk management of respective product which will require : data extraction and analysis on portfolio performance, identification of emerging trends etc.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity
Duties and Responsibilities
Data extraction and analysis related to respective portfolio
Analyzing early portfolio performance on various performance metrics
Regular Portfolio performance review and analysis
Analyzing Performance in correlation with TTD variables
Conduct routine check on data accuracy in database
Publishing mid-month bounce analysis, summary and trends
Tracking and Maintaining Key MISs for decision making and proactive actions
Automation and publishing regular MIS/dashboards/analysis for product portfolios
Major Challenges
Detail understanding of product program and processes involved
Data mart understanding of how and when data flows into which table
Converting business requirement into numerical problem solving
Dynamic portfolio with multiple variables influencing risk performance
Decisions
Day to day credit deviation approval
Closure of adhoc business requirement
Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably
Interactions
Internal Clients: Roles you need to interact with inside the organization to enable success in your day to day work - National Lead - Risk, Lead/Senior Lead - Risk, National Lead Sales, National /Senior Lead Credit, Unit/Senior Lead IT
External Clients: Roles you need to interact with outside the organization to enable success in your day to day work - NA
Dimensions
Financial Dimensions (These should be quantifiable numerical amounts)
Current Bucket Bounce %
Current Bucket POS %
6MOB30+ 12MOB30+
Other Dimensions (Significant volume dimensions associated with the job)
Total Team Size: NAN
Number of Direct Reports: NAN
Number of Indirect Reports: NAN
Number of Outsourced employees: NAN
Number of locations: NAN
Number of products: 1
Required Qualifications and Experience
a) Qualifications
BE, BSc Statistic, MSc - Statistic
b) Work Experience
2-4 years of work experience in risk/credit/Analytics.
Excellent analytical, data management and presentation skills.
Experience in and exposure to SQL is a must
Effective verbal and written communication skills and stakeholder management