Unit Manager - Risk
Bajaj Finserv · Pune Division
- Experience1–7 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelmid
- Posted9 Sept 2026
About Bajaj Finserv
Bajaj Finserv is hiring in Pune Division in financial services. This role looks for around 1+ years of experience.
Skills
- statistical modeling
- credit policy and strategy
- reporting
- data analysis
- scorecards
- credit risk modeling
- machine learning
- portfolio analysis
- key performance indicators
- policy management
- offer strategies
- data segmentation
- Early Warning Signals
- IND AS
The role
A risk analytics manager at a financial services company builds credit policy and strategy through statistical modeling, monitors portfolio quality, and develops machine learning capabilities. The role applies credit risk modeling and data analysis to improve scorecards, loss indicators, and lending decisions.
Full job description
Location Name: Pune Corporate Office - Fountainhead
Job Purpose
“This position is open with Bajaj Finance ltd.”Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes
Duties And Responsibilities
Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businesses?Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness?Support any adhoc deep dive data analysis on portfolio matrices ?Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices.?Build statistical models to achieve maximum match and catch rate.?Building of ML based capabilities across the organization as on when required.?Build, monitor, validate and track PD, LGD, EAD models for ECL as per INDAS guidelines ?Work closely with business team to understand their need and provide Analytical solution.?Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when required?Support in managing and improving various offer strategies, control offer generation and distribution through data analysis?Work closely with Product, Sales and Risk teams to support business growth and drive new initiatives?Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are build and implemented suitably
Required Qualifications And Experience
Practice Emotional Intelligence - Develops the team, supporting them to do moreListens to others, stays calm under pressure, and treats everyone with respect.