Lead - Risk
Bajaj Finserv · Pune Division
- Experience8–9 yrs
- SalaryNot disclosed
- Work modeonsite
- Posted26 Sept 2026
About Bajaj Finserv
Bajaj Finserv is hiring in Pune Division in financial services. This role looks for around 8+ years of experience.
Skills
- unsecured lending risk
- SQL
- risk management
- portfolio analysis
- policy audits
- fraud detection
- business analysis
- data analysis
The role
A risk manager at a financial services company analyzes unsecured lending risk, portfolio quality, and fraud controls, and applies SQL and policy audits to improve underwriting outcomes. The role also uses business analysis and data analysis to monitor risk metrics and guide corrective actions.
Full job description
Location Name: Pune Corporate Office - Fountainhead
Job Purpose
“This position is open with Bajaj Finance ltd.”
To reduce/maintain risk at current levels and improve portfolio quality, leading to lower losses
Duties And Responsibilities
PRINCIPAL ACCOUNTABILITIES
(Accountabilities associated with the job)
Effective team and stakeholder management. Regular engagement with cross functional team End to end understanding of loss projections in terms of AOP, recalibrated estimations done monthly basis bounce/collection inputs/trends. Responsible for analyzing departmental risk policies, portfolio analysis, policy audits, bounce analysis and new customer acquisition analysis. Regular engagement with stakeholders to identify new business opportunity and take policy actions on marginal segments. Actively engagement with RCU team to keep controls on fraud accounts at acquisition levels. Understanding past trends and build fraud trigger mechanism Required system changes and controls to be explored and get this build in system Review Risk review and operating deck with the team and provide insight which will lead portfolio quality. Risk management, process enhancement, business analysis and data analysis and take proactive corrective actions on the basis of portfolio performance. Understanding of SQL and automated BI reports to get execute required outcomes Monitor risk metrics and highlight any stress/trends and simulate on historical data for projected impact of proposals Ensuring policies are aligned to customer requirements and capture the right segments mix which helps in meeting targeted business volumes and budgeted loss rates.
Required Qualifications And Experience
SKILLS AND KNOWLEDGE
(Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent)
Educational Qualifications
Qualifications
Post-graduate degree
Prior knowledge of SQL
Work Experience
8+ years of underwriting/Risk for unsecured products
Experience on stakeholder management and team management