Lead - Education Loan/Senior Lead - Education Loan
Bajaj Finserv · Pune Division
- Experience5–8 yrs
- SalaryNot disclosed
- Work modeonsite
- Posted30 Sept 2026
About Bajaj Finserv
Bajaj Finserv is hiring in Pune Division in financial services. This role looks for around 5+ years of experience.
Skills
- Sales compliance
- KYC/AML awareness
- Audit reviews
- Root-cause analysis
- Business MIS
- Microsoft Excel
The role
A lending compliance lead at a financial services company translates Sales compliance and KYC/AML awareness into controls, reviews loan files and partner adherence, and closes governance gaps through Audit reviews, Root-cause analysis, and business MIS.
Full job description
Location Name: Pune Corporate Office - HO
Job Purpose
Drive compliant Education Loan sourcing and selling by monitoring conduct, documentation, communication, partner practices and closure of control gaps.
Duties And Responsibilities
Translate product, KYC/AML and sales-process requirements into controls. Review sales files, consent, source attribution, disclosures and evidence. Monitor partner and frontline adherence. Track complaints, mis-selling indicators and repeat breaches. Conduct thematic and sample reviews. Coordinate corrective action and training. Maintain compliance MIS and escalate material concerns. Set functional direction and operating rhythm. Own governance, resource priorities and capability building. Sponsor policy, process and technology interventions.
Key Decisions / Dimensions
Make day-to-day decisions within approved policy, process, budget and delegated authority. Escalate policy deviations, material customer impact, fraud indicators, compliance concerns and unresolved cross-functional dependencies. Numeric sanction, commercial, hiring and budget authorities are to be defined in the approved delegation matrix.
Key interactions
Internal Sales, Product, Credit/Underwriting, Risk, Operations, RCU/Fraud Control, Collections, Legal, Compliance, Finance, Technology, HR and COE, as relevant.
External Students, co-applicants, universities, education consultants, DSAs, verification agencies, valuers, legal partners, technology/service partners and other approved vendors, as relevant.
Major Challenges
Balancing growth, customer experience, turnaround time and portfolio quality. Managing incomplete or inconsistent customer, academic, financial and collateral information. Coordinating multiple stakeholders and technology/process dependencies across the loan lifecycle. Maintaining control discipline during policy, market and process changes.
Required Qualifications And Experience
Postgraduate or equivalent professional qualification preferred, with substantial leadership experience in lending or the stated function.
Critical skills and knowledge
Sales compliance KYC/AML awareness Audit reviews Root-cause analysis Reporting Training Excel / presentation / business MIS capability appropriate to the role High standards of integrity, customer confidentiality and control discipline