Deputy Manager - BFS Direct
Bajaj Finserv · Pune Division
- Experience1–5 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelmid
- Posted15 Sept 2026
About Bajaj Finserv
Bajaj Finserv is hiring in Pune Division in financial services. This role looks for around 1+ years of experience.
Skills
- Credit appraisal
- CIBIL reports
- Loan underwriting
- Income assessment
- Tele-video verification
- Credit decisioning
- Unsecured lending
The role
A credit manager at a consumer lending company evaluates unsecured loan applications using CIBIL reports, income obligations, and tele-video verification, and applies credit appraisal and loan underwriting to make approval decisions. The role coordinates with sales, operations, collections, and customer service while improving lending policies and decisioning processes.
Full job description
Location Name: Pune Corporate Office - Cerebrum
Job Purpose
“This position is open with Bajaj Finance Ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity
Duties And Responsibilities
Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.2.Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.3.Decisioning the application within the desired TAT.4.Taking logical calls based on CIBIL reports, Applicant’s past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.5.Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way. 6.Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
Required Qualifications And Experience
MBA Finance with relevant experience.Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loansPositive attitude and team player- will be part of a teamComfortable with 6 Day working and extended hours whenever requiredAbility to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from SalesMust have local market understanding.