Business Analyst – Secured Loans
Newgen Software · Pune City
- Experience3–5 yrs
- SalaryNot disclosed
- Work modeonsite
- Posted29 Sept 2026
About Newgen Software
Newgen Software is hiring in Pune City in technology software. This role looks for around 3+ years of experience.
Skills
- secured lending
- Home Loans
- Loan Against Property
- Mortgage Loans
- Vehicle Loans
- Gold Loans
- Loan Origination System
- Loan Management System
- Digital Lending platforms
- Credit Underwriting
- Collateral Management
- Loan Servicing
- Requirements Gathering
- Business Requirement Documents
- Functional Requirement Documents
- User Stories
- Use Cases
- gap analysis
- process flows
- wireframes
- business process models
- SIT
- UAT
- Core Banking Systems
- Credit Bureaus
- e-KYC
- CKYC
- Account Aggregator
- Agile
- Waterfall
The role
A business analyst at a lending technology company gathers requirements and designs solutions using secured lending, Loan Origination System, and Loan Management System expertise, supporting digital lending initiatives. Banking certifications and Agile are additional strengths for translating lending processes into functional specifications and implementation outcomes.
Full job description
Position Title: Business Analyst – Secured Loans
Location: PuneExperience: 3 – 5 Years
Domain: Banking & Financial Services – Secured Lending
Position Summary: We are seeking an experienced Business Analyst with expertise in the Secured Loans domain to support digital transformation and process automation initiatives. The ideal candidate should possess strong knowledge of secured lending products such as Home Loans, Loan Against Property (LAP), Vehicle Loans, Gold Loans, and Mortgage Loans. The candidate will work closely with business stakeholders, technology teams, and operations teams to gather requirements, analyze business processes, and deliver efficient lending solutions.
Key Responsibilities:
1. Requirements Gathering & AnalysisInteract with business users and stakeholders to gather, analyze, and document business requirements.Prepare Business Requirement Documents (BRD), Functional Requirement Documents (FRD), User Stories, and Use Cases.Translate business requirements into functional specifications for development teams.Conduct gap analysis and recommend process improvements.
2. Secured Loan Process ExpertiseUnderstand end-to-end Secured Loan lifecycle including:Lead ManagementLoan OriginationCredit AssessmentProperty ValuationLegal VerificationUnderwritingSanction & DisbursementLoan Servicing & CollectionsEnsure compliance with regulatory and internal lending policies.
3. Stakeholder ManagementCoordinate with Product Owners, Business Teams, Operations, Risk, Credit, Legal, and IT teams.Facilitate workshops, requirement discussions, and solution walkthroughs.Manage stakeholder expectations and obtain sign-offs on requirements.
4. Solution Design & ImplementationCollaborate with development and QA teams during solution design and implementation.Support LOS (Loan Origination System), LMS (Loan Management System), and Digital Lending Platform initiatives.Participate in system integration discussions involving Core Banking Systems, Credit Bureaus, e-KYC, CKYC, Account Aggregator, and Valuation Agencies.
5. Testing & UAT SupportPrepare test scenarios, test cases, and business validation documents.Support SIT and UAT activities.Track defects and coordinate resolution with technology teams.
6. Reporting & DocumentationCreate process flows, wireframes, and business process models.Prepare MIS reports and dashboards related to loan processing and operational KPIs.Maintain project documentation and knowledge repositories.
Required Skills:
Domain KnowledgeStrong understanding of Secured Lending products:Home LoansLoan Against Property (LAP)Mortgage LoansVehicle LoansGold LoansKnowledge of LOS, LMS, and Digital Lending platforms.Understanding of Credit Underwriting, Collateral Management, and Loan Servicing processes.
Preferred QualificationsBachelor’s degree in engineering, Finance, Business Administration, or Information Technology.MBA / PGDM preferred.Certifications such as CBAP, CCBA, Agile BA, Scrum, or Banking Certifications are advantageous.
Preferred ExperienceExperience working with Banks, NBFCs, FinTech's, or Lending Product Companies.Exposure to Digital Lending, Mortgage Lending, and Loan Origination Systems.Experience in Agile and Waterfall project environments.