Territory Manager-Business Loan
IDFC FIRST Bank · Nagpur
- Experience9+ yrs
- SalaryNot disclosed
- Work modeunknown
- Levelmanager
- Posted26 Sept 2026
About IDFC FIRST Bank
IDFC FIRST Bank is hiring in Nagpur in financial services. This role looks for around 9+ years of experience.
The role
A Territory Manager-Business Loan role at a banking and financial services company sourcing and managing business loans through Direct Selling Agents (DSAs) and channel partners. You will acquire customers, drive consistent loan disbursement volumes, maintain a high-quality loan portfolio by minimizing delinquencies and rejections, and manage and coordinate with teams and stakeholders. Requirements include sales in BFSI, retail lending products and credit operations, channel management, portfolio quality and risk management, and excellent verbal and written communication skills in English. The posting is based in Mumbai, with the work mode not specified.
Full job description
Job Requirements
About the Role
The Territory Manager is responsible for sourcing loans through Direct Selling Agents (DSAs) and existing channel partners, while building and maintaining a high-quality loan portfolio. Based in Mumbai, the role involves managing a team, fostering strong relationships, and ensuring effective communication across various channels. The role holder must ensure strict adherence to internal policies and regulatory guidelines, balancing business growth with risk management to support the broader objectives of the bank.
Key Responsibilities
Primary Responsibilities
Source and manage business through DSAs and other market channels.Acquire new customers and ensure consistent loan disbursement volumes.Maintain a high-quality loan portfolio by minimizing delinquencies and rejections.Stay updated on retail asset products, operations, and current market trends.Identify evolving market dynamics and develop strategies for channel development and customer acquisition.Deliver high-quality customer service and ensure customer satisfaction.Recommend improvements to sales processes and policies to enhance operational efficiency and service quality.
Secondary Responsibilities
Collaborate with internal teams to support automation and digital initiatives.Contribute to the bank’s growth targets by supporting strategic sales and service initiatives.
What We Are Looking For
Education
Graduate in any discipline.Postgraduate qualification is preferred.
Experience
Minimum 2 years of relevant experience in sales, preferably within the BFSI (Banking, Financial Services, and Insurance) sector.
Skills and Attributes
Strong understanding of retail lending products and credit operations.Proven ability to manage sales channels and drive business growth.Excellent verbal and written communication skills in English are essential..Analytical mindset with a focus on portfolio quality and risk management.Ability to lead teams and coordinate with multiple stakeholders.High level of integrity and commitment to compliance.