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Senior Policy Manager at IDFC FIRST Bank — Mumbai

Experience2–5 yrs
SalaryNot disclosed
Work modeonsite
Levelmid
Posted11 Sept 2026

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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 2+ years of experience.

Skills

retail banking products
risk frameworks
regulatory compliance
risk appetite
asset quality analysis
portfolio delinquency analysis
scorecards
automated journeys
data-driven solutions

The role

A policy manager at a retail banking institution defines risk acceptance criteria, reviews asset quality and portfolio delinquencies, and shapes retail banking products and risk appetite. The role applies regulatory compliance and data-driven solutions to improve policy execution and operational efficiency.

Full job description

Job Requirements

Job Title: Senior Policy Manager

Department/Function: Risk

Job Purpose

As a Senior Policy Manager in the Retail Banking division, based in Mumbai, you will be responsible for defining and managing policy norms across retail asset products. This includes shaping the risk appetite, ensuring regulatory compliance, enabling technological enhancements, and driving operational efficiency. You will collaborate with cross-functional teams to monitor portfolio performance and implement strategic improvements aligned with the bank’s objectives.

Roles And Responsibilities

Define and regularly review risk acceptance criteria and policy norms.Conduct asset quality reviews and provide analytical insights to identify risks and opportunities.Monitor portfolio delinquencies and recommend corrective actions.Shape product-level risk appetite aligned with business growth and pricing strategies.Facilitate implementation of digital tools like scorecards and automated journeys.Recommend process and policy improvements to enhance efficiency and customer service.Collaborate with internal stakeholders to ensure policy alignment and execution.Stay updated on regulatory changes and ensure timely implementation.Support cross-functional teams in understanding and applying policy guidelines.Strong analytical and strategic thinking skillsDeep understanding of retail banking products and risk frameworksAbility to collaborate across teams and influence decision-makingExperience in implementing digital and data-driven solutionsExcellent communication and stakeholder management skills

Educational Qualifications:

Graduation: Bachelor of Commerce (B.com) / Bachelor of Science (B.Sc) / Bachelor of Arts (BA) / Bachelor of Business & Insurance (BBI) / Bachelor of Management Studies (BMS)

Post-Graduation: Master of Business Administration (MBA) / Master of Commerce (M.com) / Master of Arts (MA)

Experience: 2 - 5 years of relevant experience