So… why is it free?

Employers pay when they hire through Elip. You're not the product — you're the talent it finds. No contracts, no card. Not useful? One message wipes everything. No hidden Pro tier. No “contact sales.” This is the entire pricing page.

Senior Credit Analyst at IDFC FIRST Bank — Mumbai

Experience10–11 yrs
SalaryNot disclosed
Work modeonsite
Posted28 Sept 2026

Apply for this job

About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 10+ years of experience.

Skills

credit risk assessment
supply chain finance
regulatory compliance
portfolio monitoring
credit policies

The role

A credit manager at a financial services bank appraises corporate borrowers using credit risk assessment and supply chain finance, monitors loan portfolios and asset quality, and applies regulatory compliance. The role also uses portfolio monitoring and credit policies to recommend lending decisions.

Full job description

Job Requirements

Role/Job Title: Senior Credit Analyst

Function/ Department: Wholesale Banking Risk

Job Purpose:

The role holder shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition update. The role holder will also facilitate regular asset quality reviews and recommended relevant actions.

Roles & Responsibilities:

'-Appraise and evaluate clients' creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework

Review, recommend or reject loan requests, based on credibility and potential revenues and lossesNegotiate loan terms with borrowers to mitigate credit riskEnsure credit policies and risk appetite criteria are adhered regularly,Analysis of supply chain finance portfolio and ensuring portfolio monitoring, trigger reviews & delinquency controlFacilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actionsCapture and share best- practice knowledge amongst the team

Secondary Responsibilities:

'- Recommend improvements to processes and policies across the supply chain financing business to drive operational efficiencies and high quality customer service

Participate in overall portfolio monitoring exercise at Wholesale Banking level Leverage in-house synergies through collaboration with internal stakeholders

Qualifications:

Graduate - Any

Experience:

10 years + of experience (Experience can be less basis merit and relevant experience)