Senior Associate, Specialist, Credit Documentation, Risk Management Group
DBS Bank · Mumbai
- Experience6–8 yrs
- SalaryNot disclosed
- Work modeunknown
- Levelsenior
- Posted25 Sept 2026
About DBS Bank
DBS Bank is hiring in Mumbai in financial services. This role looks for around 6+ years of experience.
The role
A senior credit documentation and risk management role at a banking and financial services company in Mumbai. You manage credit administration documentation for corporate clients, vetting offer letters and security documents, handling pre/post monitoring follow-ups, and coordinating with Credit, BU, Legal, and external vendors while ensuring compliance with RBI and ECB norms. Skills include credit administration, documentation controls/custody, liaising with Legal and external vendors (e.g., search agents, Chartered Secretaries), and managing 1–2 resources with strong written and verbal communication. Work schedule is regular full time; work mode is not specified.
Full job description
Job Purpose
To be responsible for the credit administration related work having expertise in managing documents related aspect and team management.
Key Accountabilities & Requirements
Ensuring that documents reflect the credit conditions, by appropriately incorporating the relevant clauses in the documentation.Ensuring accuracies and appropriateness of documents for corporate clients by liaising with Credit, BU, Legal and external Vendors like search agents, Chartered Secretaries etcTracking of monitoring conditions and highlighting the gaps, if any, to all stake holders.Constantly reviewing the process on documentation and ensuring that it remains the best in the industryEnsuring smooth flow of documentation and putting in place the adequate controls around checking and storing of documents/security papers including that for property related documentsEnsuring that the processes remains in line with the process manual and deviations, if any are appropriately recorded.Ensuring timeliness and quality of services for the portfolio supportedEnsuring that draft documents of Bank are relevant and in line with the latest laws/compliance and apparent gaps, if any, needs to be highlighted to legal and compliance team so that corrective steps can be takenEnsuring no audit comments or no process gaps identified by internal/external auditorsMaintaining smooth relationship with BU, HO, Lawyers, Vendors etc etcMaintaining effective custody of documentations and timely periodical verifications of security/transaction documents.Assist the Unit head in various projects and process improvements
Job Duties & Responsibilities
Vetting of offer letters and security documentsFollow up of Pre and Post monitoring itemsRolling out of exception report on monthly basesLiaising with in house and external legal for drafting of non standard docsManaging customer’s expectation, both internal and externalEnsuring adequacies of process and controlsManaging small team (1-2 resources)
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank to corporate clients and legal and compliance related aspect on such documentations. He / She should have managed such job for at least 6-8 year in credit administration and preferably in foreign banks
Education / Preferred Qualifications
The job holder needs to be at least a graduate or post graduate in the Commerce stream. Degree in Law or Post Graduation in Finance may have an added advantage.
Core Competencies
The job holder needs to posses the following skills:
Job Knowledge: The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her in terms of documentation aspect.
Organising Skills: The job holder needs to be organised and should able to meet conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes happening in terms of legal and compliance related aspect.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holding including but not limited to BU, Legal, External Vendors, Cusotmers etc etc
Technical Competencies
The job holder needs to have the basic computer skills and should be well versed with documentation. Should well aquatint with RBI as well as ECB norms for offshore lending. He should also be aware of core system of the Bank
Work Relationship
To work with:
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Location:
Mumbai
Job:
Risk Management
Schedule:
Regular
Employee Status:
Full time