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Product Manager - Unnati MBL at IDFC FIRST Bank — Mumbai

Experience5–7 yrs
SalaryNot disclosed
Work modeonsite
Posted3 Oct 2026

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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 5+ years of experience.

Skills

Micro business loans
Market research
SWOT analysis
Product pricing
Portfolio analysis
P&L analysis
Customer journey design
Loan process digitization
Regulatory compliance

The role

A product manager for micro business loans at a bank. Evaluates competitor offerings, analyzes loan portfolio performance, and refines product pricing using market research and costing data. Also designs customer journeys and digitizes loan processes.

Full job description

Job Requirements

Role/ Job Title: Product Manager – Unnati Micro Business Loans

Business: Unnati Micro Business Loans

Function/ Department: Unnati Micro Business Loans

Job Purpose

'The Senior Product Manager – Unnati Micro Business Loans will be responsible for end-to-end product management of the Unnati Micro Business Loans product within the said unit. Based in Mumbai, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

'Primary Responsibilities

Product Management

Develop ongoing market insights and identify sector trends. Evaluate competitor offerings and benchmark product propositions. Conduct SWOT analysis and uncover growth opportunities. Configure and refine product pricing using market research and costing data.

Portfolio Review & Performance Management

Conduct post-launch product audits and competitor evaluations. Analyse product and portfolio performance. Adjust marketing and promotional plans based on performance insights. Assess channel performance and rationalize portfolios, managing & monitoring portfolio collections strategies and costs Analyse the PnL, To find relevant trends and shar the same with stakeholders

Customer Journey & Process Streamlining

Design and implement smooth, innovative end-to-end customer journeys. Customize and digitize loan processes and system platforms. Ensure regulatory compliance and closure of audit observations.

Product Sales Support

Develop training modules and deliver training across teams. Coordinate with support verticals (sales, credit, operations) for product execution.

Secondary Responsibilities

Develop and deliver training modules for internal teams. Coordinate with support verticals and stakeholders for smooth product operations. Maintain MIS and product decks for periodic reviews. Engage with sales teams daily to drive disbursal volumes and maximize reach.

Educational Qualification:

Graduate/Post Graduate

Experience:

5 to 7 Years