Product Manager-Home Loan and Suvidha LAP
IDFC FIRST Bank · Mumbai
- Experience3–4 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelmid
- Posted11 Sept 2026
About IDFC FIRST Bank
IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 3+ years of experience.
Skills
- digital product strategy
- product roadmaps
- requirements
- user stories
- functional specifications
- project execution
- sprint planning
- delivery management
- UAT planning
- testing governance
- data analytics
- regulatory reporting
- P&L ownership
- home loans
- loan against property
The role
A product manager at a retail banking company develops home loan and loan-against-property offerings through digital product strategy, product roadmaps, and customer journey design. The role translates business objectives into requirements, governs delivery, and drives portfolio quality through stakeholder partnerships and data analytics.
Full job description
Job Requirements
Role/Job Title: Product Manager-Home Loan and Suvidha LAP
Business: Retail Banking
Function department: Home Loans
Job Purpose
Product Manager – Home Loan and Suvidha LAP is responsible for scaling the Home Loan business across India by developing compelling value propositions, expanding product offerings, and enhancing customer experience. This role involves managing product strategy, digital transformation, stakeholder partnerships, and P&L ownership. The position demands strong collaboration across internal teams and external partners to drive business growth, operational efficiency, and portfolio quality.
Key Responsibilities
Digital Product Strategy & Delivery
Build and enhance digital journeys for Home Loan and Suvidha LAP customers, partners, and internal users.Translate business objectives into product roadmaps, requirements, and technology solutions.Prepare PRDs, BRDs, user stories, and functional specifications; prioritize features and enhancements based on business and customer needs.Collaborate with Technology, Digital, Operations, Risk, Compliance, and other stakeholders to deliver product initiatives from ideation to launch.Evaluate and implement scalable, secure, and customer-centric digital solutions.
Program Governance & Delivery Management
Manage project execution, sprint planning, and end-to-end delivery of digital initiatives.Track milestones, risks, dependencies, and issue resolution with cross-functional teams.Manage production defects and ensure timely closure based on business impact and severity.Prepare governance updates, management presentations, and project status reports.
Testing, Training & Adoption
Lead UAT planning, testing governance, and release sign-offs for digital product enhancements.Manage and mentor testers/analysts to validate journeys and ensure quality delivery.Develop training materials, advisories, and process documentation; conduct trainings for relevant teams.Monitor feature adoption and customer engagement to drive utilization and business outcomes.
MIS, Reporting & Regulatory Management
Own business MIS and reporting related to key business KRAs.Prepare management dashboards, periodic business reviews, and performance reports.Support regulatory reporting requirements and ensure timely and accurate submissions.Utilize data analytics and insights to drive business decisions, identify process improvement opportunities, and improve operational efficiency.
Education
Graduate Degree: Any discipline (Full-time)Postgraduate Degree: MBA in Finance from a Premier/Tier 1 Institute (Full-time)Professional Certifications: Preferred but not mandatory
Experience
Minimum 3 years of relevant experienceIndustry: BFSI preferred, anyFunctional Area: Any