Product Manager - Affordable Mortgages Loans

IDFC FIRST Bank · Mumbai

  • Experience2–5 yrs
  • SalaryNot disclosed
  • Work modeonsite
  • Posted1 Oct 2026
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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 2+ years of experience.

Skills

  • market analysis
  • loan product management
  • product development
  • process optimization
  • P&L management
  • product pricing
  • customer journey design
  • portfolio management

The role

A product manager at a retail banking company develops and optimizes affordable mortgage loans through market analysis, loan product management, and P&L management. The role also applies customer journey design and product pricing to improve portfolio performance and support sales growth.

Full job description

Job Requirements

Role/ Job Title: Product Manager – Affordable Mortgage Loans

Business: Affordable Mortgages Loans

Function/ Department: Affordable Mortgages Loans

Job Purpose

'The Product Manager – Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

'Primary Responsibilities

Develop ongoing market insights and identify sector trends. Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities. Configure product features and positioning based on market dynamics. Conduct post-launch product audits and competitor re-evaluation. Analyse product and portfolio performance metrics. Refine pricing structures and adjust marketing and promotional strategies. Assess channel performance and rationalize product portfolios. Design innovative and seamless customer journeys. Customize and digitize loan processes and system platforms. Determine product pricing using market research and cost analysis. Analyze the PnL, To find relevant trends and shar the same with stakeholders

Secondary Responsibilities

'

Develop and deliver training modules for internal teams. Coordinate with support verticals and stakeholders for smooth product operations. Maintain MIS and product decks for periodic reviews. Engage with sales teams daily to drive disbursal volumes and maximize reach.

Educational Qualification:

Graduate/Post Graduate

Experience:

2 to 5 Years