Credit Manager-Personal Loan
IDFC FIRST Bank · Mumbai
- Experience1–4 yrs
- SalaryNot disclosed
- Work modeonsite
- Leveljunior
- Posted19 Sept 2026
About IDFC FIRST Bank
IDFC FIRST Bank is hiring in Mumbai in financial services. This role looks for around 1+ years of experience.
Skills
- credit underwriting
- KYC verification
- credit policy
- credit assessment
The role
A credit manager at a retail banking company underwrites secured and unsecured loans, assesses creditworthiness, and conducts KYC verification and collateral visits. The role manages credit underwriters and coordinates with sales teams on lending targets and policy adherence.
Full job description
Job Requirements
Job Requirements
Job Title –Credit Manager – TW
Place of work - India
Business Unit – Retail Banking
Function – Credit
Job Purpose :
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumesSupervise a team of credit underwriters and provide guidelinesConduct personal discussion with customers to establish credit worthinessControl and contain front-end delinquencies by calling up customer on first presentationMaking sure completion of credit/KYC documents and verification- telephonic, field & collateral visitsCoordinate with sales to achieve targets and ensure SLAs are metEnsuring credit policy adherence to the accepted standards
Managerial & Leadership Responsibilities: -
Educational Qualifications:
Graduate – Any (Full Time)
Post Graduate – Any(Full Time)
Experience:
1 - 4 years of experience in credit.