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Associate, Specialist, Credit Analysis, Middle Market at DBS Bank — Mumbai

Experience3–8 yrs
SalaryNot disclosed
Work modeonsite
Posted24 Sept 2026

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About DBS Bank

DBS Bank is hiring in Mumbai in financial services. This role looks for around 3+ years of experience.

Skills

credit analysis
financial statements
credit risk assessment
KYC
Anti-Money Laundering Policies
financial markets
banking policies
asset products

The role

A credit manager at a corporate banking company conducts credit analysis, evaluates financial statements and credit risk, and prepares credit proposals while applying KYC and Anti-Money Laundering. The role also supports relationship management and financial markets knowledge.

Full job description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

Conduct comprehensive credit analysis of IBG2 clients to assess their creditworthiness and financial standing

Interact with clients to gather relevant information and documentation required for credit assessment

Prepare detailed credit proposals and recommendations for new and existing clients. Collaborate with the Credit team to obtain timely approvals for credit facilities

Support Relationship Managers in achieving their business targets by assisting with annual supervision reviews and arranging credit approvals for new-to-bank clients or new deals

Coordinate with the Trade & Operations team and other stakeholders to ensure timely completion of KYC, documentation requirements etc.

Requirements

Relevant experience in credit analysis or a similar role within the banking industry.

Strong analytical and problem-solving skills with the ability to interpret financial statements and assess credit risk

Excellent communication and interpersonal skills to interact effectively with clients and internal stakeholders

Proficient in using financial analysis tools and software

Ability to work under pressure and meet deadlines

Education / Preferred Qualifications

An MBA or CA with relevant number of years of experience in Corporate Banking

Core Competencies

Good written and verbal communication skills

Good Analytical skills.

Self-driven and highly ambitious

Results-orientated & the ability to handle pressure

Relationship building & management skills

Understanding of competitor products

Comfortable with tight deadlines

Technical Competencies

Sound understanding of asset products and associated technology platforms and operational procedures

Understanding of regulatory guidelines on banking policies issued by MAS/ RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general. Understanding of KYC requirements & Anti-money Laundering Policies are critical.

Knowledge of financial markets, products & competitor offerings to assist in meaningful dialogue with clients