Associate, Specialist, Business Development - Consumer Lending, Consumer Banking, Consumer Banking Group
DBS Bank · Mumbai
- Experience3–5 yrs
- SalaryNot disclosed
- Work modeunknown
- Levelmid
- Posted11 Sept 2026
About DBS Bank
DBS Bank is hiring in Mumbai in financial services. This role looks for around 3+ years of experience.
The role
A mid-level business development / product sales associate role in banking consumer lending, responsible for driving Loan Against Property and mortgage business by building client relationships, sourcing leads via DSA, coordinating with Credit and Operations for loan application and approval, monitoring a loan portfolio, and supporting sales strategies. You will analyze financial information to assess credit risk and make lending decisions, with experience in Open Market and DSA channels and strong negotiation, communication, and problem-solving skills. The role is based in Mumbai, India (work mode not specified).
Full job description
Business Function
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.
Responsibilities
Develop and maintain strong relationships with existing and prospective clients to understand their financial needs and provide tailored Loan Against Property solutionsProactively identify and generate new business opportunities by leveraging the bank's products and services, including Mortgages and Open Market offeringsCollaborate with the bank's internal teams, such as Credit and Operations, to ensure a seamless client experience throughout the loan application and approval processActively monitor and manage the assigned loan portfolio, ensuring timely repayments and addressing any client concerns or issuesLeverage the bank's network of DSA (Direct Sales Agents) to source and originate new Loan Against Property leadsMaintain detailed records and documentation related to client interactions, loan applications, and portfolio managementContribute to the development and implementation of sales strategies and initiatives to drive the growth of the Loan Against Property business
Requirements
Minimum 3-5 years of experience in the banking or financial services industry, with a strong focus on Loan Against Property or Mortgage productsDemonstrated ability to build and maintain long-term relationships with clients, understanding their financial needs and providing tailored solutionsProficient in analyzing financial information, assessing credit risk, and making informed lending decisionsExcellent communication and interpersonal skills, with the ability to effectively present and negotiate with clientsStrong analytical and problem-solving skills, with the ability to identify and address client needsFamiliarity with the Open Market and DSA channels, and the ability to leverage these networks to generate new business opportunitiesCommitment to providing exceptional customer service and maintaining the highest standards of professional conduct
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Location:
Mumbai
Job:
Product Sales
Schedule:
Regular
Employee Status:
Full time