Underwriter
ICICI Prudential Life · Mumbai Suburban
- Experience1–5 yrs
- SalaryDisclosed
- Work modeonsite
- Posted3 Oct 2026
About ICICI Prudential Life
ICICI Prudential Life is hiring in Mumbai Suburban in insurance. This role looks for around 1+ years of experience.
Skills
- Medical underwriting
- Underwriting principles
- Insurance policies
- Claims processing
- Regulatory compliance
The role
An underwriter at a life insurance company. Assesses life insurance applications using medical underwriting and evaluates coverage eligibility against underwriting principles. Also applies insurance policy knowledge and regulatory compliance.
Full job description
Roles and Responsibilities
Conduct thorough medical underwriting assessments for life insurance applications, considering factors such as age, health status, occupation, and medical history.
Evaluate policy issuance risks by analyzing applicant data and making informed decisions on coverage eligibility.
Develop expertise in various types of policies (e.g., term life, whole life) and stay up-to-date with industry trends to improve underwriting skills.
Ensure compliance with regulatory requirements and company guidelines throughout the underwriting process.
Collaborate with internal stakeholders to resolve complex underwriting issues and provide guidance on policy interpretation.
Desired Candidate Profile
1-5 years of experience in Life Insurance Underwriting or related field (Medical Underwriting).
Bachelor's degree in Pharmacy (B.Pharma) or Master's degree in Pharmacy (M.Pharma) from a recognized institution.
Strong understanding of insurance policies, claims processing, and underwriting principles; ability to apply this knowledge effectively during assessments.
Excellent analytical skills with attention to detail; ability to work independently with minimal supervision.