Relationship Manager - Business Lending (Emerging Market)

IDFC FIRST Bank · Madhya Pradesh

  • Experience2–5 yrs
  • SalaryNot disclosed
  • Work modeunknown
  • Levelmid
  • Posted28 Sept 2026
Apply for this job

About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Madhya Pradesh in financial services. This role looks for around 2+ years of experience.

Skills

  • credit assessment
  • relationship management
  • financial statements
  • financial statement analysis
  • foreign exchange
  • trade finance
  • delinquency management
  • portfolio management
  • competitor analysis
  • sales planning
  • credit analysis
  • security documentation

The role

A relationship manager at a retail bank serving rural business customers acquires and grows lending portfolios through credit assessment, financial statements, and relationship management, while deepening liability and foreign exchange solutions. The role also monitors account renewals, portfolio hygiene, and customer retention.

Full job description

Job Requirements

Job Requirements

Role/ Job Title: Relationship Manager - Rural Business Banking

Function/ Department: Retail Banking

Job Purpose:

The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.

Roles & Responsibilities:

Primary Responsibilities:

Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.Recommend process changes to improve service efficiency and quality across the branch network.Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.Understanding of financial statements, credit Assessment and title-security documents

Secondary Responsibilities:

Contributing to product knowledge by sharing competitor data and positive processProviding support for development of new products for existing and new customer segments.

Managerial and Leadership Responsibilities:

Building collaborative work culture between branch, assets team and support structure to enable front line teams. Build, Grow and Nurture the team of Relationship Managers of the Region

Education Qualification:

Graduation: Any

Post-graduation: Any

Professional Qualification/Certification: Chartered Accountant (CA)

Experience: 2 to 5 years of relevant experience.