Team Member Credit & Collect-T3-II
American Express · Gurgaon
- Experience1–2 yrs
- SalaryNot disclosed
- Work modehybrid
- Posted30 Sept 2026
About American Express
American Express is hiring in Gurgaon in financial services. This role looks for around 1+ years of experience.
Skills
- credit risk analysis
- fraud detection
- analytical skills
- decision making
- Contact Center Domain
- verbal communication
- written communication
- problem-solving
The role
A credit and collections specialist at a financial services company analyzes account information, identifies credit abuse and fraud risk, and manages credit collections and customer account cases. Credit risk analysis and fraud detection guide decisions across business and consumer accounts, with customer service supporting inbound and outbound volume.
Full job description
Job Description
Responsible for mitigating risk and preventing loss in a production environment and enabling spend for our customers, by handling potential credit abuse and credit bust out for Business and Consumer accounts.
Responsibilities
Collaborating on this team provides opportunities in enhancing analytical skills and identifying potential trends in card utilization behavior.Colleagues in this position handle cases and complete analysis on accounts to determine if there is a possible intention by card members to defraud American Express or cause American Express to suffer significant financial loss.Specialists assist in managing the aging of the CBO portfolio and support both inbound & outbound volume.Successful specialists must have the ability to quickly analyze account information and identify what is hiding in the data.
Qualifications
Minimum Qualifications
Minimum 1 year of meaningful experience in Contact Center Domain.Strong proficiency in verbal and written communication skillsShould possess analytical, decision making and problem-solving skills
Preferred Qualifications
Grad/Under Grad with minimum 1 year experience in contact center domainPrior experience in credit, collections is preferred
About Us
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About The Team
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
Competitive base salariesBonus incentivesSupport for financial-well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.