Data Scientist
Bachatt · Gurgaon
- Experience2–4 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelmid
- Posted21 Sept 2026
About Bachatt
Bachatt is hiring in Gurgaon in financial services. This role looks for around 2+ years of experience.
Skills
- Python
- SQL
- machine learning
- gradient boosting
- model validation
- model monitoring
- credit risk
- underwriting
The role
A data scientist at a financial services product company builds credit risk models with Python and SQL, applies machine learning to underwriting decisions, and manages model validation, monitoring, and recalibration. Credit risk and underwriting expertise supports portfolio analytics and live decision systems.
Full job description
Data Scientist — Credit Risk / Underwriting📍 Gurgaon | 2–4 years | Full-time
What you'll own• Build and ship underwriting models using bureau, transaction and alternate data• Own the complete ML lifecycle: feature design → training → validation → production → monitoring → recalibration• Develop eligibility and routing logic across partner lenders• Work on portfolio analytics — delinquency, early-warning signals and collections prioritisation
What we're looking for• 2–4 years of experience building and shipping ML models used in real-world decisions• Strong Python and SQL skills; hands-on experience with gradient boosting• Strong understanding of model validation, drift and live model performance• Someone who wants to own business-critical decisions, not just build notebooks
Good to have• Experience in credit risk, underwriting or scorecards• Familiarity with bureau data, DPD, vintage curves and approval-rate vs. loss trade-offs• Experience working with alternate data — SMS, bank statements, device data• Exposure to co-lending or partner-lender setups