Analyst-Risk Management

Team Overview

JOB DESCRIPTION

The Financial Crime – Centre of Excellence team is responsible for the Enterprise-Wide AML transaction monitoring programs across all our products and services for US and International markets. The team develops, implements and monitors the automated transaction monitoring strategies/rules, reports, and other processes designed to identify activity potentially indicative of money laundering or other financial crime behavior that is important from Regulator Perspective.

How will you make an impact in this role?

The successful candidate will be responsible for partnering with GFCC, FCSU, GRC Capabilities teams to design and implement automated transaction monitoring (TM) scenarios to support market compliance (LECO) stakeholders and align regarding the management of the company’s compliance risk.

Responsibilities

Defining and documenting business requirements, in cohort with StakeholdersProviding conceptual support for the design of TM scenarios involving credit and charge cardsPerforming data analysis using Excel pivot tables, intermediate SQL queries, and/or statistical techniques (e.g. Exploratory Data Analysis using Python)Ensuring process and actions are logged and support regulatory reporting, documenting the analysis and the rule build in form of qualitative document for relevant stakeholdersAnalyze the effectiveness of the existing TM rules and propose optimization wherever required Reviewing output to ensure conformity and accuracy with their intended design

Qualifications

Academic Background: Bachelor’s degree or master’s degree from a Tier -1 InstitutePast Experience: Minimum of 1 year of relevant work experienceExperience using Excel, SQL/HQL, and Statistical Programming (Python)Strong verbal and written communication skills, with the ability to translate between various technical and non-technical audiencesProactive and reactive thinking and good analytical skillsExcellent critical thinking and attention to detailExcellent planning and organizations skills including ability to manage inter-dependencies and execute under stringent timelinesExceptional drive and commitment; ability to work and thrive in in fast changing, results driven environment; and proven ability in handling competing prioritiesProactive learner with the ability to quickly learn new concepts and techniques with minimal supervisionKnowledge of AML Investigations, and/or the payments industry is a plus. Working knowledge of Credit and Fraud Risk is extremely preferred

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salariesBonus incentivesSupport for financial-well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.