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Portfolio Manager - Farmer Finance at IDFC FIRST Bank — Greater Lucknow Area

Experience2–5 yrs
SalaryNot disclosed
Work modeonsite
Levelmid
Posted22 Sept 2026

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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Greater Lucknow Area in financial services. This role looks for around 2+ years of experience.

Skills

credit portfolio management
customer retention
portfolio review
portfolio renewal
credit portfolio enhancement
agricultural lending
interest servicing
customer relationship management

The role

A farmer finance portfolio manager at a banking institution manages agricultural lending portfolios through credit portfolio management, customer retention, and cross-selling, while coordinating portfolio reviews, renewals, enhancements, and exits with credit and operations teams. Builds agricultural customer relationships and identifies opportunities to deepen share of wallet.

Full job description

Job Requirements

Role/ Job Title: Portfolio Manager – Farmer Finance

Function/ Department: Agri Business

Job Purpose:

Portfolio Hygiene parameters to ensure no overdue or breach of key portfolio matrices.

Portfolio retention and enhancement of exiting limits of customers

Interest servicing and regular renewal and review of limits of customers

Cross sell products to Agri customers

Roles & Responsibilities:

Managing Agri Portfolio, ensuring portfolio hygiene - Interest servicing, Churning, Review & Renewal, Enhancement, and retention of good credit customers and exit of subpar customers from portfolio.

Secondary Responsibilities:

Deepen relationship with customer and proactively own, respond, uncover and anticipate future needs and expectations.Introduces solutions to clients in building and strengthening an effective portfolio.Work closely with Credit, Ops and Product on enhancement, retention, Exit of customers.Identifies cross-sell opportunities to deepen and increase share of wallet.Generate NTB leads from existing customers.

Managerial & Leadership Responsibilities:

Building collaborative work culture between credit, RM-KCC, Ops etc.

Education Qualifications:

Graduation: Any Graduate (Agri Graduates Preferred)

Post Graduation: Any Post Graduate (Agri Graduates Preferred)

Professional Degrees: CA/ CFA/ ICWA

Experience: