Area Manager - Business Loans - Indirect North2/Senior Area Manager - Business Loans - Indirect North2

Bajaj Finserv · Greater Lucknow Area

  • Experience2–3 yrs
  • SalaryNot disclosed
  • Work modeonsite
  • Posted30 Sept 2026
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About Bajaj Finserv

Bajaj Finserv is hiring in Greater Lucknow Area in financial services. This role looks for around 2+ years of experience.

Skills

  • credit appraisal
  • credit policy
  • loan delinquency management
  • compliance
  • unsecured lending

The role

A credit manager at a financial services company appraises business and doctor loans, applies credit policy, and monitors loan delinquency and compliance. Market research and credit policy feedback support unsecured lending decisions.

Full job description

Location Name: Lucknow

Job Purpose

“This position is open with Bajaj Finance ltd.”Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect.Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery.Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team.

Duties And Responsibilities

Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for BL & Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format- Market Research and Feedback for new product launch.- Feed back on credit policy based on market conditions.

Required Qualifications And Experience

Chartered Accountant /MBA Finance with 2-3 years of relevant experience.Has worked with reputed Bank/Financial Institution in unsecured high ticket size loansPositive attitude and team player