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Deputy Manager - BLSE & LAP North West at Bajaj Finance — Delhi

Experience4–5 yrs
SalaryNot disclosed
Work modeonsite
Posted1 Oct 2026

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About Bajaj Finance

Bajaj Finance is hiring in Delhi in financial services. This role looks for around 4+ years of experience.

Skills

Banking
Consumer lending
Portfolio management
Risk management
Data management
Salesforce
SQL
Power BI
Business UAT

The role

A credit manager at a financial services company manages consumer lending portfolios, assesses portfolio risk, and refines policy controls. The role uses Salesforce, SQL, and Power BI to monitor risk performance, validate lending rules, and support business decisions.

Full job description

Job Summary

This position is open with Bajaj Finance ltd. Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities.

Responsibilities

Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies

Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.

Propose policy refinements as per business/market requirement.

Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams

Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.

to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).

Periodic testing of System validation approval and line assignment rules

Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.

Work with COE and Product team to formulate, test and implement business opportunities/requirements

Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment.

Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)

Assist Sales Team to resolve cases which are stuck due to system issues.

Major Challenges

Dynamic portfolio with multiple variables influencing risk performance

High velocity - Expertise required to manage huge data sets

Draw meaningful / actionable insights as an outcome of data analysis

Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators

Required Qualifications and Experience

Qualifications: Graduate/ Post-Graduate having Banking domain knowledge

Work Experience: 2 - 3 years' experience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management