Analyst - Credit Administration

IDFC FIRST Bank · Delhi

  • Experience0–2 yrs
  • SalaryNot disclosed
  • Work modeonsite
  • Posted24 Sept 2026
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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Delhi in financial services. This role looks for around 0+ years of experience.

Skills

  • credit administration
  • RBI guidelines
  • credit appraisal
  • exposure limits
  • legal documentation
  • security creation
  • covenant tracking
  • loan operations
  • Wholesale Banking Operations

The role

A credit administration analyst at a wholesale banking institution verifies credit appraisals, manages covenants and collateral, and controls corporate loan disbursement through RBI guidelines. The role applies credit administration and regulatory compliance while coordinating legal documentation and loan operations.

Full job description

Job Requirements

Role/ Job Title: Analyst – Credit Administration

Function/ Department: Wholesale Banking Operations

Job Purpose 'Job requires to handle Post sanction activities in credit framework for Large Corporates and ensuring adherence to credit, regulatory, legal and product guidelines while allowing the disbursement to customer. As last gatekeep of the money and important control functions, team's role involves extensive due diligence and monitoring of credit conditions stipulated by approving committee and ensuring adeauate limit, covenant, collateral and documents management.

Roles & Responsibilities:

Primary Responsibilities

'

'1. To handle wide range of products from working capital to term loan, NCD, Investment limits, Portfolio buyout, Commercial paper in Large corporate and FIG segments

Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines Capability to guide/mentor the makers and ensure that processing are error free and within the committed timeline. Check whether statutory / internal exposure limits are not breached. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc. To Ensure compliance with all conditions precedent prior to disbursement To give clearance for disbursement through the LSM/DM which is sent to Loan Operations. Set process/ make modification in existing process to avoid operational risk at early stage. Co-ordinate with loan operation team to seamless processing of transactions Ensure various covenant/deferrals tracking in system Liaison with Business Teams, Legal, Credit etc. for timely and quality delivarables by resolution of issues/answering queries. Ensuring safe keeping of loan documents and retrieval of documents to vendor

Educational Qualification:

B com or M com

Experience: 0 to 2 years in Banking