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Area Sales Manager - Pre-owned 2 Wheeler Loan at IDFC FIRST Bank — Bhubaneswar

Experience5–6 yrs
SalaryNot disclosed
Work modeonsite
Posted24 Sept 2026

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About IDFC FIRST Bank

IDFC FIRST Bank is hiring in Bhubaneswar in financial services. This role looks for around 5+ years of experience.

Skills

retail lending
customer acquisition strategies
Standard Operating Procedures
regulatory compliance
credit policies
portfolio quality
English

The role

An area sales manager at a retail banking company drives pre-owned two-wheeler financing through retail lending and customer acquisition strategies, while maintaining portfolio quality and regulatory compliance. The role also uses digital transformation to improve customer experience and develops strategic alliances and direct channels.

Full job description

Job Requirements

About the Role

The Area Sales Manager – Pre-owned two wheeler Loan is responsible for driving sales volumes and building a high-quality loan portfolio for pre-owned two wheeler financing across branches at a pan-India level. This role focuses on expanding the reach of the pre-owned two wheeler loan product across various customer segments and channels, while ensuring compliance, portfolio quality, and cost-effective delivery. The role also involves leveraging technology to enhance customer experience and contribute to the bank’s growth objectives.

Key Responsibilities

Primary Responsibilities

Acquire new customers for pre-owned two wheeler loans in the identified segments.Consistently meet and exceed monthly targets for new customer acquisition by analyzing customer needs.Provide regular feedback to Relationship Managers on customer opportunities and requirements.Ensure adherence to sales norms and Standard Operating Procedures (SOPs) defined by the organization.Maintain strict compliance with internal policies and external regulatory guidelines.Ensure quality sourcing aligned with the bank’s credit and operational policies.

Secondary Responsibilities

Foster a team environment focused on digital enablement to holistically meet customer needs.Drive initiatives that support the bank’s rapid growth targets and strategic objectives.To improve the sourcing from strategic alliances and direct channels.

What We Are Looking For

Education

Graduate degree in any discipline (Full-Time).Post Graduation in any discipline preferred.

Experience

Minimum 5 years of experience in retail banking or loan sales, preferably in pre-owned two wheeler or vehicle financing.

Skills and Attributes

Strong understanding of retail lending products and customer acquisition strategies.Excellent verbal and written communication skills in English are essential.Ability to analyze market trends and customer behavior.Execution-focused with a commitment to portfolio quality and compliance.Tech-savvy with a mindset for digital transformation and customer-centric innovation.