Zonal Retail Manager
CNH · Bhopal
- Experience7–10 yrs
- SalaryDisclosed
- Work modeonsite
- Posted24 Sept 2026
About CNH
CNH is hiring in Bhopal in manufacturing industrial. This role looks for around 7+ years of experience.
Skills
- retail finance
- Fund Management
- Fund Planning
- Relationship Management
- Retail Finance Penetration
- Financier Relationship Management
- Portfolio Quality
- Trade Advance Management
- Documentation & Compliance
- Dealer Financial Hygiene
- MIS & Reporting
- Process Improvement
- Automobile OEM Retail
- Retail Loan
- NPA control
- delinquency management
The role
A retail finance manager at an agricultural and construction equipment company manages retail finance penetration, bank and NBFC relationships, dealer financial hygiene, portfolio quality, and retail process improvement. The role applies automobile retail finance and relationship management to support dealer growth.
Full job description
About Us
Innovation. Sustainability. Productivity. This is how we are Breaking New Ground in our mission to sustainably advance the noble work of farmers and builders everywhere. With a growing global population and increased demands on resources, our products are instrumental to feeding and sheltering the world.
From developing products that run on alternative power to productivity-enhancing precision tech, we are delivering solutions that benefit people – and they are possible thanks to people like you. If the opportunity to build your skills as part of a collaborative, global team excites you, you’re in the right place.
Grow a Career. Build a Future!
Be part of this company at the forefront of agriculture and construction, that passionately innovates to drive customer efficiency and success. And we know innovation can’t happen without collaboration. So, everything we do at CNH Industrial is about reaching new heights as one team, always delivering for the good of our customers.
Job Purpose
Fund Management & Fund Planning with Overall Retail Process Improvement to ensure the Rotation of Funds in the system to support the incremental sales no.
Key Responsibilities
KRA
Key Performance Indicators (KPIs)
Retail Finance Penetration
Leading Finance penetration % against CNH Sales, Financier-wise Disbursement growth
Relationship Management
Number of active Financier tie-ups, Dealer Satisfaction, resolution of dealer finance issues
Retail Business Growth
Incremental retail volumes supported through finance, retail conversion ratio
Financier Relationship Management
Engagement with banks/NBFCs, sanction limit enhancement, turnaround time improvement
Portfolio Quality
NPA control, delinquency levels, overdue reduction, portfolio health
Trade Advance (TA) Management
TA outstanding control, ageing reduction, timely closure of open cases
Documentation & Compliance
PDD completion %, RC/Insurance collection %, Audit Compliance (If any)
Dealer Financial Hygiene
Monitoring dealer Financials, Working capital discipline, Overdue Controls
MIS & Reporting
Accuracy and timeliness of Retail MISs, dashboard updates, issue escalation to Support Sales
Process Improvement
Overall Retail Process Improvement to ensure the Rotation of Funds in the system to support the incremental sales no
Experience Required
7 to 10 Years in a relevant job role of Automobile (OEM) Retail or Retail Finance
Preferred Qualifications
Educational Qualifications: BE (Mechanical/ Agricultural Engg.) or MBA with graduation
Relevant Industry: Bank/ NBFC – Retail Loan of Automobile Product Line (Tractor is Preferable) Or the Automobile OEM Retail Function
Pay Transparency
The annual salary for this role is INR ₹2,200,000.00 - ₹2,500,000.00 plus any applicable bonus (Actual salaries will vary and will be based on various factors, such as skill, experience and qualification for the role.)
For roles open across multiple locations, the salary range indicated refers to the primary location. If a different location is considered, the applicable salary range will be communicated to candidates prior to the first interview.
What We Offer
We offer dynamic career opportunities across an international landscape. As an equal opportunity employer, we are committed to delivering value for all our employees and fostering a culture of respect.
Benefits
At CNH, we understand that the best solutions come from the diverse experiences and skills of our people. Here, you will be empowered to grow your career, to follow your passion, and help build a better future. To support our employees, we offer regional comprehensive benefits, including:
Flexible work arrangementsSavings & Retirement benefitsTuition reimbursementParental leaveAdoption assistanceFertility & Family building supportEmployee Assistance Programs Charitable contribution matching and Volunteer Time Off