SDE-3 (Backend Engineering)
Osfin.ai · Bengaluru
- Experience5–8 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelsenior
- Posted15 Sept 2026
About Osfin.ai
Osfin.ai is hiring in Bengaluru in financial services. This role looks for around 5+ years of experience.
Skills
- payment routing
- ledger reconciliation
- dispute management
- Java/J2EE
- Hibernate
- Spring
- MVC
- MySQL
- RESTful services
- scalability engineering
The role
A backend engineer at a financial technology platform designs and scales distributed systems for payment routing, ledger reconciliation, and dispute management, using Java/J2EE and RESTful services. The role also applies MySQL and scalability engineering to deliver resilient financial operations infrastructure.
Full job description
Osfin.ai is a fast-growing transaction intelligence platform for Financial Services firms globally. Osfin.ai helps Financial Services firms automate payments and ledger reconciliation, disputes and chargebacks management, payouts automation, and more. Osfin.ai's customers have been able to transform their 100+ complex and resource-intensive FinOps processes smoothly.
Who Is an Ideal Fit for Us?
We are seeking a high-ownership backend engineering leader with a proven track record of architecting and scaling high-concurrency, distributed systems. You bring deep expertise in financial tech infrastructure, automated payment routing, ledger reconciliation, and dispute management. Comfortable navigating ambiguity and driving execution with a strong bias for action, you take end-to-end responsibility for robust core platform capabilities, set rigorous architectural standards, and partner closely with founders to mentor engineers and scale the platform.
What Will You Get to Work On?
As a member of the core engineering team at Osfin.ai, you will:
Co-architect Next-Gen Core Infrastructure: Collaborate directly with founders and core leadership to conceptualize, design, and co-create high-throughput backend services from the ground up.
Scale Global PLG SaaS: Build, optimize, and deploy resilient product-led growth systems engineered for enterprise reliability, high concurrency, and international expansion.
Shape Engineering Culture & DNA: Establish foundational architectural standards, set technical execution benchmarks, and actively mentor team members to scale Osfin.ai’s engineering organization.
What Do We Expect From You?
Cross-Functional Collaboration: Partner seamlessly with product, design, and engineering teams to translate complex FinOps requirements into scalable, best-in-class product solutions.
Core Systems & API Mastery: Demonstrate advanced proficiency in Java/J2EE frameworks (Hibernate, Spring, MVC), relational database management (MySQL), and high-throughput RESTful services implementation.
Algorithmic & Scalability Engineering: Design and implement highly efficient algorithms to solve performance bottlenecks, optimize query execution, and support global system scaling.
High-Growth Startup Execution: Leverage prior experience in fast-paced startup environments to build, launch, and iterate on production-grade web applications with high agility.
On-Site Collaboration: Work full-time from our office in Bangalore to drive close-knit engineering alignment and leadership.
5+ years of relevant experience.
Why Join Us?
Shape the future of Osfin's engineering organization alongside the founders and senior leadership.
Work with a high-calibre team of industry experts and solve complex problems at scale.
Build technology for leading customers across banking, fintech, e-commerce, and other industries.
Drive the next phase of platform development, with significant ownership and impact.
Competitive compensation and ESOPs aligned with your contribution and impact.
A collaborative environment that encourages innovation, learning, and meaningful ownership.
Interested? We'd love to hear from you.