Management Trainee - Credit Manager

Muthoot Finance · Bengaluru

  • Experience0–1 yrs
  • SalaryDisclosed
  • Work modeonsite
  • Posted26 Sept 2026

About Muthoot Finance

Muthoot Finance is hiring in Bengaluru in financial services. This role looks for around 0+ years of experience.

Skills

  • credit reports
  • CIBIL reports
  • bank statements
  • loan eligibility
  • credit risk assessment
  • financial data analysis
  • Hindi
  • Bengali
  • Odia
  • Gujarati

The role

A credit manager at a financial services company assesses creditworthiness using credit reports, CIBIL reports, and bank statements, evaluates loan eligibility, and makes timely credit decisions. The role also verifies income profiles and coordinates vendor service delivery.

Full job description

Management Trainee Credit Manager (Cross Sell)

Location: Bengaluru Hennur / Lingarajapuram

Company: Muthoot Finance

We are looking for MBA candidates to join as Management Trainees in the Credit Management function.

Key Responsibilities:

Assess creditworthiness of applicants by analysing financial data and credit reports.

Evaluate customer income profiles for loan and credit eligibility.

Analyse CIBIL reports and identify credit risk factors.

Analyse bank statements to verify income sources and spending patterns.

Coordinate with vendors and ensure smooth service delivery.

Follow up on non-starter applications and collect required information.

Ensure timely credit decisions within defined TAT.

Language Requirement: Candidates proficient in any one of the following languages: Hindi, Bengali, Odia, or Gujarati.

Eligibility:

MBA 2023/2024 batch candidates.

Immediate joiners preferred.

Candidates residing near the office location preferred.

Good analytical and decision-making skills.

Ability to handle situations and work pressure.

Male candidates preferred.

Compensation:

Base Salary: 3.75 LPA

After confirmation, candidates will be given the position of Assistant Manager along with a salary hike.

Management Trainee Duration: 15 Months

Office Location: Near Hennur Cross, Hennur Main Road Flyover, St. Thomas Town, Lingarajapuram, Bengaluru – 560084.