RH - Gold Loan - Ananthapur
Aditya Birla Capital · Andhra Pradesh
- Experience10–15 yrs
- SalaryNot disclosed
- Work modeonsite
- Levelexecutive
- Posted25 Sept 2026
About Aditya Birla Capital
Aditya Birla Capital is hiring in Andhra Pradesh in financial services. This role looks for around 10+ years of experience.
Skills
- Gold Loan Operations
- Sales and Distribution Management
- Branch Network Management
- Portfolio Management
- Risk Management
- Market Expansion
- Strategic Planning
- Gold Loan valuation processes
The role
A regional head at a gold lending and financial services company drives Gold Loan Operations, Portfolio Management, and Risk Management across branches and sales teams, while expanding markets and customer relationships through Sales and Distribution Management and Strategic Planning.
Full job description
Copilot Said
Job Description – Regional Head, Gold Loans
Location: Hyderabad
Position Title
Regional Head – Gold Loans
Location
Hyderabad, Telangana
Reporting To
Zonal Head / Business Head – Gold Loans
Role Purpose
The Regional Head will be responsible for driving Gold Loan business growth across the assigned region by leading Branch Managers, Sales Managers, and field teams. The role involves achieving business targets, expanding branch productivity, strengthening customer acquisition, ensuring portfolio quality, and maintaining regulatory compliance.
Key Responsibilities
Drive Gold Loan business growth and achieve regional disbursement, revenue, and profitability targets.Lead and manage Branch Managers and Regional Sales teams to ensure consistent business performance across the region.Develop and execute market expansion strategies to increase customer acquisition and portfolio penetration.Drive business through multiple channels including branch sourcing, customer referrals, and strategic partnerships.Monitor branch productivity, customer service standards, and operational efficiency to maximize business output.Ensure adherence to company policies, regulatory guidelines, audit requirements, and risk management practices.Review regional performance regularly and implement corrective actions to improve business metrics.Identify new market opportunities and support branch network expansion across Telangana and adjoining markets.Recruit, train, mentor, and develop high-performing sales and branch leadership teams.Collaborate with Credit, Operations, Risk, HR, and Marketing teams to ensure smooth business operations.Monitor portfolio quality and ensure delinquency and auction parameters remain within organizational guidelines.Build and maintain relationships with key customers, local influencers, and business partners to enhance market presence.
Key Performance Indicators (KPIs)
Gold Loan Book GrowthDisbursement VolumeRevenue & ProfitabilityBranch ProductivityCustomer AcquisitionPortfolio Quality & Delinquency ControlCross-sell PerformanceTeam Attrition & ProductivityAudit & Compliance Scores
Candidate ProfileEducation
Graduate in any discipline.MBA preferred.
Experience
10–15+ years of experience in Gold Loans, Retail Assets, NBFC, Banking, or Financial Services.Minimum 5 years of leadership experience managing multi-location operations.Strong understanding of Gold Loan operations, valuation processes, risk management, and portfolio management.
Key Skills
Regional Business ManagementTeam Leadership & People DevelopmentGold Loan OperationsSales & Distribution ManagementBranch Network ManagementMarket ExpansionPortfolio & Risk ManagementStakeholder ManagementStrategic Planning & ExecutionStrong Analytical and Decision-Making Skills
Preferred Industry: Gold Loan NBFCs, Banks, Housing Finance Companies, Microfinance, Retail Lending organizations.